History Anyone recognozize this thing?

Agree on E-M-F/Studebaker. I am not really clear on the history, seems E-M-F was bought by Stude in 1910 but they wore both badges for a few years? Here is a 1911. Looks just like the one in OP's picture. The squared off fender, "cowl" lights, flat firewall, spare tire, frame horns, windshield and windshield struts, headlight and headlight stands, etc are all a straight match. Basically everything you can see is the same except the one in the OP has the 1912 style wheel.

 

How about an Alco,they made automobiles too! https://en.wikipedia.org/wiki/American_Locomotive_Company

 

Timer.






Bones

 

I think it's a Henway.....

 

What's a Henway??

 

Or it could be a Dickfer.