Hope it's okay to ask here. A friend of mine pasted away a few weeks ago. He had a chopped top '51 Merc which he left to his daughter. She doesn't have room at her place to garage it right now (they are working on a solution for that) so she is leaving it at her dad's place (her step mom is still living there) here in northern NV. She lives on SoCal. I recommended Grundy or Hagerty for insurance. She called the insurance company her dad used (I forget the name) as well as Grundy and they both told her they can't insure a car that is stored in a different state. She will call Hagerty tomorrow to see what they say. Does anyone here store their car in a different state and have it insured?
One of mine with Hagerty is stored at my other place in Tucson (I’m in WA). They signed off, no problem, just wanted it garaged, same as WA. Third party storage, not sure. Have her keep looking, it can be done.
I have never insured a vehicle in another state, but my enclosed trailer is insured with Hagerty for 30k, and they are fully aware that is stored off site at a friend's place. Let us know what they say. I am curious.
Has the ***le legally transferred out of her father’s name to her ? Does she have a new ***le in her name ? That could take some time. That could be her problem, she is not the legal owner of record yet. Jim
So the car is in Northern Nevada. The new owner is in Southern California. The car is garaged at a residence or could be garaged at a residence that is fully enclosed and not at a commercial storage unit. The new owner has no other vehicles insured with a specialty car insurance company I am guessing. They can add it to their existing general automobile insurance company making sure they have comprehensive coverage and hope for the best if there is a claim at a future date. They can try Hagerty and get an agreed upon value policy with a cherished value rider added that lets them keep the car in the event of determined loss. Jim
When I made my move 2 years ago I had to leave the hot rod at my parents place for 8 months. I use State Farm and they just told me to keep the current insurance in place until the car was moved permanently and to keep it inside, so I had to pirate 1/2 of my folks garage for the better part of a year. Once I Bill dropped it off I switched over to the policy it has now. The laws regarding insurance vary state to state so an agent in one state cannot provide coverage to a vehicle that is not yet registered and primarily stored in the new state.
Nick and Jim jogged my memory. The cars with WA plates carry WA insurance, the AZ plate cars are on an AZ policy. Doesn’t matter where they’re stored. But since I’m with a national broker (WA and AZ locations) and a national underwriter it was invisible to me. The bills are together, but they’re broken out by policy numbers. So right in keeping with what they said.
I would probably call my insurance company to ask questions about insurance, but I’m weird like that.
Jim. Yes, Kent and Tucson. But I’m a legal resident of WA, primarily because I have a WA drivers license.
We have a lot of car folk Snowbirds from Washington who own homes in Arizona. Truth be known, I wouldn't mind being one of them.
She might try AMPAC insurance, I don't have a clue as to what their policy about off site insurance covers or if they offer the service but having insurance with them I do know they have impressed me with their service and have paid me well when we had a accident in the wagon, give them a call and ask. HRP
Did your insurance company require separate policies for each state the vehicles are registered in ? Is there an advantage to registering them in different states ?
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