Question on F-1 pickups re: insurance.

I was just talking to Grundy on the phone, and the guy said that the underwriters won't usually insure pickups valued at under $10,000. I really don't think my truck is worth $10K, and I was gonna value it at $5K. What are you F-1 owners doing for insurance??

 

Grundy would still insure your truck for less money than your local company even if you insure it for 25,000. BTW cool truck.

 

i gave them and estimated value for my 53 f250 of 10k i pay $110.00
per year insurance from grundy

 

Hagerty will insure for less than $10,000.

 

Why not make out an application and send it to Grundy and see if they will insure it for $10,000? Or maybe talk to a rep, ones on here, and ask if you could send pics and info then they would tell you what they would insure it for. I don't know your truck, but possibly you're undervaluing it.

 

I insure both my F-1's though erie insurance (who I insure my house and my wifes car though) with an agreed value of 12,000 for my "sleeper" F-1 and 5,000 for my 4x4 f-1.

It runs around 300 a year to insure both of them.

 

I have mine covered with Hagerty, I have it valued @ $20,000 (the more value the higher the premium)!

 

Higher value being more money isn't true in all cases. There are steps/step in Grundys coverage that when you are above a set amount it goes to a different carrier and is less

 

I insure both my F-2 pickup and F-1 panel with American Family, the same company that I have for my home and daily drivers. They started covering vintage vehicles a few years back. There's no limitations to where or when I drive them. I made sure to ask the agent about this before I switched because I know most companies have a limit on how many miles, when and where you can drive you old car or truck. I have the F-2 insured $5000 and the panel for $7000.

 

I had Haggerty for years, slowly but surely the yr rates crept up to about $400. for One vehicle, I switched to Grundy and now I insure my F1 , (6K value), 78 Caddy 8K and my 37 Chevy 25K for a total of 318 per yr......now you can decide

 

Hey there-- Give us a call back! I showed a couple photos of your truck to our VP Collector Car Insurance (Chuck) and he said he would insure it at $5K.. You can ask for Bill or Chuck.

 

Wow!

See, now THAT's service!!!

 

Heck yeah!