I've insured my Hot Rods with Custom and Silver Wheels for years and never had a problem. One claim and I was treated very well, so I have definetly no problem with these guys but, recently some of my friends have switched over to the new (O/W) guy because they say they're a lot cheaper. They advertise like crazy where ever they can, so I called them. Because some woman ran into my family car 5 years and 8 months ago in a parking lot, they won't insure me. My wife and I have been driving for over 45 years, with no tickets in the last 40 years and one little accident that wasn't my fault and they can't insure me! I told the guy I'm sticking with my Custom Wheels guy no matter how much the cost difference is. What a load of ****!
Wow! That does not sound like a company anyone would consider doing business with. You should have asked them about their own driving record!
Some insurance policies will let you insure Hot Rods under your home owner policies....did it for a month 2 yrs ago.....i wasnt on road last year but hope to do it again this year.
Come over to the People's Republic of Manitoba if you want to see a criminal organization disguised as an insurance company at work.
every province is different, some have blanket coverage, when i moved to BC some 20 years ago i had a pickup, a toyota corola, a 1957 belair and a kz 1000, in Nova Scotia where i had been living i paid around $600 for all per year, basic no collision, in British Columbia it was going to cost over $3000, i have no idea what the difference would be now, in British Columbia the goverment owns the insurance company, it called ICBC and they are the biggest ripoff in Canadian Insurance.
He, he, he. Not really funny, but here in the USA the box-score is;' Insurance Comanies Win with Govt mandated insurance. Consumers Lose the freedom to choose. .
ICBC in British Columbia is a real bargain for street rods and collectibles. I pay $230 a year on my '33 and the only restriction is that you must have another vehicle as your daily driver, but there are no restrictions on how much or how often you can drive the collector car. I also have an agreed value policy on this car which costs an additional $5.00 per thousand, but that is totally optional. Bill
My truck costs $118 for plates, $249 for insurance. Only stip is I have to have another non-antique registered in my name.
i forgot to add that the price i paid to drive my 57 in NS was $75 a year, that was because i had all the other vehicles insured, the price my Dad pays to drive his 55 studebaker in NS is zero, he only drives it 5-10 times in the summer anyway and has other vehicles insured.
The cost of insurance in Canada is discouraging a lot of young guys from getting into the hobby. If things were more affordable, it would lead to more constructive use of their time rather than video games and drugs.
If you have a daily driver less than 15 years old, you can get cheap insurance. I have the 2001 Exploder as my daily on insurance and my 57' only costs something like $14 a month on agreed upon value insurance.
Sorry for bumping an old thread, but what plans are you guys on or know of? I'm making my decision within the next week. So far I know of Silver Wheels (Lant), Echelon, and Intact (former ING).
Silver Wheels is run by a car guy-Tony Lant. I've got both of my rides with them. I had one claim and it was about as painless as can be. My wife is an insurance broker and even she recommends them. NOTE: the more you switch companies, the more grief you'll find. Stick with what you know. Stick with a real car guy.
For a while the insurance in Alberta was ridiculous. When I was 16 my Dad insured me under his policy, it was $4500 a year. Shortly after I got my license I got a stunting ticket, and right after that the insurance company found out I was racing the insured vehicle. Even though the racing I did was at the friday night street legal drags they decided that I was too high of risk, and because my vehicle was modified for racing (in their eyes it was, in reality it was 14 second 61 F-100, not really a race car at all) they canceled my insurance, and red flagged my truck not allowing me to insure it with any other company. So now that I couldn't insure my vehicles through my Dads policy I had to get my own. Due to the stunting ticket the cheapest insurance I could get was $7500 a year. So I said the hell with it and drove with no insurance at all until I was 19 and the government finally stepped in and regulated the insurance. By then I had found a different serial number for my truck so I could insure it again. It was $2300 a year. I am now 23 and currently have a 28 Model A, a 58 Edsel, a 66 Mercury pickup and a 94 F-350 on my insurance policy, it is $5400 a year, plus $74 a year per car for plates. And because I am only 23 I cannot get antique insurance, you have to be 25 years of age. Apperantly when I own a 28 model A it is not considered an antique?? And if you think this sounds like a load of ****, you try registering an older vehicle in Alberta. When you buy a vehicle that has come from another province, or state, or has not been registered in Alberta in the last 10 years (very common) it requires an Out of Province Inspection which is by far the biggest money grabbing scam I have ever seen in my life, but thats another story for another day...
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