I can't get Insurance on my hotrod

What the hell . I went to 4 different companys for just bare coverage on my Hotrod and they told me it's to rusty. Where can go from here.

 

What companies?

 

sounds like you've been dealing with crappy people. what ins. companies have you tried?

 

I went to State farm who I have 5 other cars with. Pekin Out of ILL. I have my Motorcycles with and Dairyland from Wisc., and J.C. Taylor who insures lots of old cars.

 

Sounds like a job for GRUNDY or HAGERTY! I'd NEVER use a main stream company like State Farm. Unless you get an agent who's a car guy, you're out of luck. The other ones sound local and small. Too small to take a risk.

 

Grundy should insure it.

 

I submitted this picture to Grundy Insurance. They insured her for $18K, but better yet, they wanted to buy her.


PS - I kept the car.

 

Definitely go with a hotrod friendly insurance. I had my insurance want to decline to insure my '84 Chevy wagon in 2001.

Bob

 

fix the rust!!!,no problem

 

sounds like your statefarm agent sucks they insured my 51 dodge truck for 20k without batting an eye and its guaranteed value.

 

Another for Grundy.

 

I have mine and quite a few in the past with Heacock no problems.

 

another vote to fix the rust

 

fix the rust over here they will use any reason not to payout after an accident

 

I don't understand, if you're just putting basic liability on the car then they never even need to see the car.

 

In California the agent is required to physically inspect anything they insure.

Not that they're going to evaluate it mechanically, they just need personal evidence that the vehicle exists.

 

First, it's a losing bet to just get liability. Second, most RELIABLE specialty insurers require a picture of the car from 3 views.

 

I don't get that.............Allstate covered my 55 Chevy while it was still being built and insured it for full replacement value of what it would be worth finished.

 

Classic car AGREED VALUE coverage through a company like Grundy or Hagerty is probably LESS than Liability through State Farm. Liability only on my 54 Ford through regular insurance? Cheapest I got was $900 a year. Hagerty for agreed value? Under $400 a year. Oh yeah, that includes an OT BMW M5 and my '60 Lincoln coupe too!

Even if they are harsher at insuring a Hot Rod than a regular classic, you're still gonna save big money.

 

Tell them its original paint. You wouldn't look perfect at that age either


Posted using the Full Custom H.A.M.B. App!

 

Good agent. You were lucky.

 

State farm came to my shop viewed the cars and insured them all after I sent them a check. Got all the insurance cards and then a month later got cancellations on all of them. Called and they said they ONLY insure original cars BS They hadn't changed in 4 weeks ALWAYS WERE HOT RODS

Try Hagerty Stand up car guys they have all my cars Good luck

 

Hagerty - Just insured my A, and the only question they had was if I wanted the adder for under construction.

I had to replace the lower 6" of the body (and still need to patch the doors and deck lid)

Actually - I did have one issue. She accused me of being finished with it. I had to 'spain that when I'm done it will be a clean/shiny hot rod, not a r-rod.

Tyson

 

I have lived in CA for 65 years and have been with State Farm for over 35 years. My agent has never asked to see a single one of my vehicles. When I insured my V8 bike, she asked how many CCs it was. I said 5700. She looked at me like I had two heads and said, "OK". Never asked to see it.

 

Grundy

 

Hartford insured mine . I have a 53 Ford panel, a 78 F-100 and a modern, well sorta modern Oldsmobile .............. scrubba

 

I must have a good agent mine even put every mod on file including the 4.5" chop. I have had my agent for a long long time maybe that's why. I do think its a racket and it shouldn't matter what kind of car it is or what it looks like if they cancel my truck that's fine me and my 3 other cars will go elsewhere.

 

I will check out grundy as well though since they have such good reviews.

 

give it a hood and paint, lose the hood after you get the insurance

 

Insurance, is only as good as the agent that represents you to the main company...


all cup holders should be in front of the dash vents. " keeps hot stuff hot, cold stuff cold, how do it know?"