well, as the title implies my garage burned....pretty badly....I had some flathead speed equipment hanging on the wall and it's about all junk now. Any help in establishing a value would help me greatly....I had 49-53 Weiand heads,Weiand dual,carb intake, 49-53 rounded script Edelbrock heads, an Esmunds dual carb intake, Edelbrock rounded block letter V8-60 heads ( ouch) and a Smith /Jones V8-60 dual carb intake manifold....I don't have a bunch of time to research the value since I just got the green light to start cleaning up and I'm going like hell.....A's always with me any and all help is greatly appreciated....sorry for the crap pictures, it's dark and raining now....
The heads and intakes don't look that bad except for the last Edelbrock. Can they be cleaned and at least continue being wall hangers? Fire is almost as bad as a thief.
Do not mean to be an ass but where the parts listed on your insurance? If not you will either be the small group who can brag their insurance paid out big time or like most of us you will here the famous last words " That's not covered" ! Same thing with tools and and other belongings. Just because your policy states your belongings are insured to say $50,000 does not mean they will pay it out. Hope you have better luck than I or a number of other people I know did. Larry
Sorry about the fire. I'd sell that stuff whenever swaps meets are up and running again with their patina due to being on a really hot engine..
as with any fire, main thing is the no one was injured - correct? do you have pictures of all of the parts, tools, etc in the garage before the fire? if your insurance covered everything damaged/lost, what kind of proof of value do you need to make a claim if not declared before fire? I live in California, and many people are under insured - insurance companies are cutting back on acceptable claims, etc
Thanks for the info so far guys!..as to a couple of questions...no, the parts didn't have any additional insurance above the " personal property " portion of my homeowners insurance. No , thankfully nobody was hurt...I do have a picture or two several are actually here on the HAMB in my albums I think...every piece was still useable, I REALLY wanted to use the V8-60 parts on a modified for racing engine they came off of in a " lakes modified " style small, light zip around traditional little build....every thing pictured probably can be cleaned up and go back on the wall I guess but it will be looking at junk instead of looking at usable parts but hell, I like junk too..Pictures of tools and other parts etc.?...sadly like many of us that is a big zip. I'm told I can have an independent appraisal of what I have remaining in bits and pieces, my current build which is only semi HAMB friendly so I didn't do a build thread, my 15 KW 3 phase generator, welders( lost three of those).....as always with me thanks guys for the information!!
Hopefully your adjuster has a kind heart. a friend of mine had a sewage back up in his basement and had a very extensive hockey card collection, upwards of 200,000 cards !!! Some very old. his adjuster told him that the cards would only have a value of $1000 bucks besides the ones he had appraised and documented. BUT , my friend could claim clothing, tools , furniture etc etc to bring the total value up. not sure in the states but here in Canada even if you have 100,000 dollar insurance policy it’s usually broken up into sections xxx amount for this xxx for that and so on. Good luck and hope it all works out for you.
Sorry about your fire, first off, they suck. Every insurance company is different, but usually if you have insurance on a garage, you have insurance on the contents of the grarage, usually rated at 1/2 the value of the building. The trick is proving that the contents were in the garage at the time of the fire. Fortunately for a garage, unlike things in a house, there will be evidence the the items were in fact involved in the fire. There can be limitations and exclusions, but most of the stuff in garages guys have is covered. Finding a want ad , trying to sell an item like yours is a very good starting point to establish value. The more time you spend listing every thing and I mean everything , even that mason jar full of small nut and bolts, the bigger your check is going to be. Time spent here equals money! Also usually the adjusters first offer is not his final offer. Do not get in a hurry here either. Take a lot of photos as you clean up! Bones
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